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Fire, theft, vandalism, water damage—if bad luck strikes, having a detailed inventory of your property will help you avoid lots of headaches. Here’s an easy way to accomplish this task.
There are two excellent reasons to draw up a list of your property:
To help you make a list, the Insurance Bureau of Canada (IBC) and the Chambre de l’assurance de dommages (CHAD) offer a property inventory tool you can download for free online.
Important:Don’t forget to update your list. Each purchase should add a new line to your inventory, accompanied by photos of the object and its receipt.
And don’t forget to back up your list and photos on a CD or USB key that you keep at the home of a friend or family member, or at the office.
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